ngpay is a mobile application provided by JiGrahak Mobility Solutiions (p) Ltd. The application was launched in February 2008. This Service has become the fast growing mobile commerce in india. Using this application user’s can Shop, Book ticket’s, pay their bill’s, Recharge, Bank and more just from their Handsets. It was mentioned in their website that, It has over 5000,000 registered user’s. Just take a step ahead and try this application.